Announcements
📢 New: Investment claim limits increased to £220,000 effective 1 April 2026⚡ Processing time reduced — most claims now reviewed within 14 working days🔒 Enhanced security: Two-factor authentication now available for all accounts📋 Pension mis-selling claims: New fast-track process launched July 2026✅ Over £2.3 billion in compensation paid to eligible claimants worldwide since programme inception📢 New: Investment claim limits increased to £220,000 effective 1 April 2026⚡ Processing time reduced — most claims now reviewed within 14 working days
Official Financial Compensation Scheme

Claim the Compensation You're Entitled To

If you've lost money through Scam or a failed or mis-selling financial firm - bank, investment, pension, or insurance - you maybe entitled to up to £220,000 and above in compensation. Start your free claim today.

FCA Regulated
Secure & Encrypted
Avg. 14 Day Review
4.8/5 Claimant Rating

0+

Claims Processed

£0.0bn

Total Compensation Paid

0.0%

Approval Rate

0 days

Average Review Time

0+

Registered Claimants

0+

Financial Firms Covered

Financial advisor helping a client with compensation claim paperwork in a professional office
Two professionals shaking hands after successfully resolving a financial compensation claim
Confident financial expert reviewing FSCS compensation claim documents at a desk
Professional woman reviewing financial documents and compensation claim forms

FCA Authorised

Regulated & Trusted

About FSCS

Protecting Consumers Worldwide Since 2001

The Financial Services Compensation Scheme (FSCS) is a trusted global compensation scheme for customers of authorised financial services firms. We step in when a firm is unable, or likely to be unable, to pay claims against it.

Our portal makes it simple for eligible claimants to submit, track, and receive compensation — all in one secure, easy-to-use platform. No third-party fees. No hidden charges. Just straightforward, fair compensation.

50,000+

Claimants Helped

£2.1B+

Compensation Recovered

94%

Claim Success Rate

14 Days

Average Review Time

Start Your Free Claim
Simple Process

How the Claims Process Works

We've designed the claims process to be as straightforward as possible. Four steps from registration to compensation.

Person registering on a laptop with a secure login form on screen
01

Create Your Account

Register securely with your email address. Verify your identity with government-issued ID. Your data is encrypted and protected.

Takes 3 minutes
Financial documents and paperwork spread on a desk for a compensation claim
02

Submit Your Claim

Complete the comprehensive claim form. Upload supporting documents — bank statements, correspondence, contract details.

Takes 10–20 minutes
Financial expert reviewing compensation claim documents at a professional office
03

Claim Under Review

Our expert team reviews your submission. We may request additional documents. Average review time is 14 working days.

Avg. 14 working days
Happy person receiving bank transfer notification on phone after successful compensation claim
04

Receive Compensation

If approved, compensation is paid directly to your verified bank account. You'll receive email and dashboard notifications throughout.

Payment within 5 days of approval
Coverage Types

What We Compensate

FSCS covers a wide range of financial products and services. Find your category below to understand your eligibility and maximum compensation limit.

Modern bank building exterior representing international bank deposit protection

£220,000

per person, per firm

Bank Deposits

Protection for deposits held in authorised banks, building societies, and credit unions that have failed.

Current accountsSavings accountsCash ISAs
Stock market trading screen showing investment portfolio charts and graphs

£220,000

per person, per firm

Investment Losses

Compensation for losses from failed investment firms, including stocks, bonds, and unit trusts.

Stocks & sharesUnit trustsInvestment bonds
Insurance policy documents and pen on a desk representing insurance claim protection

Unlimited

for compulsory insurance

Insurance Claims

Covers compulsory insurance policies and certain long-term insurance policies when firms fail.

Motor insuranceHome insuranceLife insurance
Residential house with keys representing mortgage advice compensation claims

£220,000

per person, per firm

Mortgage Advice

Claims arising from negligent mortgage advice or mis-selling by authorised mortgage advisers.

Endowment mortgagesInterest-only mortgagesRemortgage advice
Retirement savings piggy bank and coins representing pension mis-selling compensation

£220,000

per person, per firm

Pension Mis-selling

Compensation for losses from inappropriate pension transfers or negligent pension advice.

Defined benefit transfersSIPP advicePension switching
Credit cards and financial documents representing debt management compensation claims

£220,000

per person, per firm

Debt Management

Claims relating to failed debt management companies that held client money or provided advice.

Debt consolidationIVA adviceCredit counselling
Eligibility Check

Am I Eligible to Claim?

FSCS eligibility depends on several factors. Review the criteria below to understand whether you qualify for compensation.

You ARE likely eligible if:

  • Your money was held by an FCA-authorised firm that has failed
  • You are a private individual (not a large business or institution)
  • Your claim falls within the relevant compensation limit
  • The firm was regulated to provide the service you received
  • You experienced a direct financial loss as a result of the firm's failure
  • Your claim is not subject to an ongoing legal dispute

Quick Eligibility Check

Answer three questions to find out if you can claim.

Select your answers above, then click below to get your eligibility result.

Check Full Eligibility & Start Claim
Claimant Stories

Real Compensation, Real People

Thousands of eligible claimants worldwide have successfully claimed compensation through our portal.

PW

Patricia Whitmore

Bristol, England

After my investment firm collapsed, I was devastated. The FSCS claims process was straightforward and the team kept me informed throughout. My compensation arrived within 3 weeks of approval.

Investment Loss

£38,200 received

April 2026
RP

Rajesh Patel

Toronto, Canada

When my bank was declared insolvent, I thought I had lost everything. FSCS compensated me for the full £72,000 in my account. The online portal made uploading documents simple.

Bank Deposit

£72,000 received

March 2026
FM

Fiona MacAllister

Sydney, Australia

I was mis-sold a pension transfer that cost me significantly. The FSCS team was professional and thorough. I received my full compensation and the process was less stressful than I expected.

Pension Mis-selling

£55,000 received

May 2026
FAQs

Frequently Asked Questions

Everything you need to know about the FSCS compensation process. Can't find your answer? Contact our team.

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Average claim review14 days
Maximum compensation£220,000
Success rate94%
Contact Support

Most straightforward claims are resolved within 14 working days. Complex cases — particularly those involving pension mis-selling or multiple documents — may take up to 6 months. We will keep you updated throughout via your dashboard and email.

Get In Touch

Contact Our Claims Team

Our expert claims advisers are available Monday–Friday, 8am–6pm. We typically respond to enquiries within 2 working days.

Email

refund@fscscompensation.com

Response within 2 working days

Address

FSCS Compensation Portal

International Claims Processing Centre

Office Hours

Monday–Friday

8:00am – 6:00pm (UTC)

Send Us a Message